Experience has shown us that many businesses purchase too much insurance and that they are not aware of alternative Risk Management and Risk Financing options which are available to them. It is our prime responsibility to protect the insurable assets of our clients.
As Insurance Brokers, we assume responsibility to ensure that our clients’ insurance cover is adequate at all times in order to relieve their employees from as much administrative and technical involvement as possible.
JHR identify these areas and work with our clients to strengthen their Risk Profile and Risk Management disciplines leading to a reduction in the quantity and cost of insurance our clients are required to purchase.
We assist you in the better management of your Assets, Workers Compensation, Public & Products Liability and Professional Indemnity insurance exposures. Through stronger disciplines, we are able to reduce insurance premium costs and at the same time improve the scope of coverage in critical areas, thus ensuring the integrity of your Risk Management and Insurance Programs.
We are actively involved in claims management and the proper settlement process.
Companies which contract to the government, Mining, Oil & Gas industries and industry in general, frequently face onerous “Contractual Risk Transfer” obligations where principals attempt to transfer to the Contractor responsibility for their [the Principals] negligence.
We assist in the management of these exposures.
You may now be asking yourself “what will this cost?”
Studies by several Universities demonstrate that for every insured claim dollar incurred, costs an organisation $4.00 off its bottom line profit.
This is the impact of the uninsured, unidentified cost of claims and their management. We help you put this $4.00 back into your bottom line.