CONTACT US  
   
PO Box 8567
Perth Business Hub
PERTH WA 6849

392 Beaufort Street,
 
HIGHGATE WA 6003  
   
ABN 83 128 848 528  
AFSL 320968  
   
Tel: 61 08 9328 5399  
Fax: 61 08 9328 5377  
   

 

 

 

 

 
 
 

INSURANCE PRODUCTS

 
     
 

JHR are able to assist with all insurance products some of which are detailed below:

ASSETS
Aviation

Covers loss or damage to Aircraft and related equipment

Business & Office Packages
Covers a number of listed perils such as Fire, Storm, Earthquake, Burglary, Glass, Liability for SME in respect to Buildings, Contents and Stock. 

Construction
Loss or damage to a project during construction

General Property
Covers loss or damage to specified property from perils not otherwise excluded, anywhere in Australia


Industrial Special Risks
Provides a broader cover than the standard Business Package.  Suitable for asset values in excess of $5 million.

Machinery Breakdown
Covers damage to a machine through its own electrical or mechanical breakdown

Marine Hull
Loss or damage to Pleasure Craft and Commercial Vessels including machinery and accessories


Motor Vehicles
Loss or damage to single vehicles or fleets regardless of numbers. Various options and benefits available including cover for the transportation of dangerous/hazardous goods

Mobile Plant & Machinery
Covers loss or damage to unregistered Mobile Plant & Machinery with various extensions available such as Dry Hiring, Accidental Overloading, Lease Payout 

Transit/ Marine Cargo
Covers insured goods whilst in transit by road, rail, air or sea for loss or damage

REVENUE
Advanced Loss of Profits
Covers loss of future income where completion of a construction project is delayed by damage during construction period

Bonds
Insurance of performance bonds, retention/deposit bonds and others appropriate to contracts

Business Interruption
Provides indemnity to the insured for loss resulting from interruption to the Insured’s Business following damage or destruction to any building or property used by the Insured for the purpose of the Business by an insured peril.

Machinery Breakdown Loss of Profits
Loss of income & expenses following breakdown of key plant & equipment

Taxation Audit Costs
Cover for professional fees incurred in consequence of a random Taxation Dept investigation

Trade Debtors (Credit Insurance)
Covers the risk of trade debtors failing to pay debts due to their insolvency or protracted default

LIABILITY TO THIRD PARTIES
Aviation Liability
Covers Public Liability for Third Party Bodily Injury &/or Property Damage arising out of the use of aircraft

Directors & Officers Liability
Damages following an unintentional wrongful act committed by Directors & Officers of a Company whilst performing their fiduciary duties

Employment Practices Liability
Costs emanating from allegations such as sexual harassment, discrimination & unfair dismissal and the like

Legal Expenses (Defence costs)
Reimbursement of costs arising from the need to defend legal actions in Contractual Disputes

Public & Products Liability
Covers your legal liability to pay compensation to Third Parties in respect of bodily injury &/or damage to property arising out of your negligence in connection with your business

Professional Indemnity
Indemnifies the insured for amounts they become legally liable to pay as a result of actual or alleged breach of their professional duty of care, negligent act, error or omission

Statutory Liability
Covers the fines, costs & expenses related to fines imposed as a result of an innocent breach of many Acts which control company operations

Umbrella Liability
Provides liability cover in excess of other liability policies and/or for areas in which the Insured’s current liability policies do not offer protection

PERSONNEL
Accident & Sickness
Provides cash lump sum and weekly benefits following death &/or bodily injury or illness

Corporate Travel
Annual travel insurance to cover all Company Executives and Employees for trips authorised by the company and including leisure travel

Expatriates Medical Costs
Covers medical, hospital, dental, optical & ancillary expenses for Expats working overseas

Journey Injury
Insurance of employees engaged in direct travel between their normal residence and usual workplace

Workers Compensation
Covers legal liability under the respective State/Territory Acts and at common law for injury sustained in the course of employment. Each State/Territory may require separate policies depending on circumstances.